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Mortgage Prequalification: Pembroke Pines, Cooper City and Davie Florida home buying, real estate listings, and homes for sale in Broward County, FL

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Pembroke Pines, Cooper City and Davie REALTORSŽ to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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Disclosure Laws >Potential Problems

Every house has some "quirks", and some have material defects that may affect the sales agreement or the asking price. Placing a less-than-perfect house on the market is fine as long as you and your real estate agent give the buyers information on any "hidden defects".

Most litigation in real estate transactions involves the buyer suing the seller for failure to disclose a problem. Whether it is a leaky roof, dry rot, plumbing or heating problems, or a wet basement, most courts do not apply the "let the buyer beware" rule to real estate transactions. Even if the buyers had a structural inspection and you sold the property "as is," you may be held responsible for undisclosed defects.

Sellers have an obligation to disclose both obvious and hidden defects. Courts have not been sympathetic to sellers who have lived in a house and are in a position to know what works and what doesn't, but do not fully reveal the facts. This is one area where honesty is the only policy. Ask your agent for help if you are unclear about any aspects of the disclosure form.

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Q	What famous American monument is also the world's heaviest statue?
A	The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds.
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David and Denise Ditman, REALTORŽ, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Denise Ditman
Keller Williams
2000 NW 150th avenue
Pembroke Pines, FL. 33028
Denise Cell: 954-651-0200
David Cell: 954-651-0221
Office: 954-237-0400
Fax: 954-442-0092
Email: DDitman@NUMBER1EXPERT.com
Email: Ditman@DitmanGroup.com
David & Denise Ditman offer years of experience, a successful track record and cutting edge marketing to turn your real estate goals into reality. Whether buying, selling, renting or investing, they are your number 1 experts in Broward County specializing in residential, single family homes, new construction, luxury estates, waterfront properties, resales, relocation, acreage, condominiums, town homes, villas, and investment properties. Because David and Denise want clients for life not just sales for today, they offer personalized service. They treat each client as a member of their own family with trust, loyalty and friendship. They listen to their clients and then find the best choices for them, negotiate the best terms and guide them through the maze of financing, contingencies, disclosures, title work and escrow. The Ditmans want their clients to truly feel that they are their Realtors for Life! (Military, Police and Fire Fighter Discount) In appreciation for the ultimate sacrifice and continuing commitment made by the US active-duty armed forces, National Guard and Reservists of every branch of service, along with Military Veterans, Police and Fire Fighter professionals, I am pleased to extend a real estate commission discount of 10%. The 10% rebate applies to the total amount of commission I earn at settlement.

You can find great local Pembroke Pines, Florida real estate information on Localism.com David & Denise Ditman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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NUMBER1EXPERTS™ for Pembroke Pines real estate and homes for sale, Cooper City and Davie, Florida. Also serving Fort Lauderdale real estate and Broward County homes for sale, Weston, Plantation, Miramar and Hollywood Beach Florida - West Broward County Luxury Homes Sales
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