Pembroke Pines Florida real estate and homes for sale. Also serving Cooper City and Davie real estate and homes for sale in Florida - Fort Lauderdale, Broward County FL Real Estate - David and Denise Ditman, REALTORS® David and Denise Ditman REALTORS(r) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida - NUMBER1EXPERTS™ David and Denise Ditman NUMBER1EXPERTS(tm) for Pembroke Pines, Cooper City and Davie, Florida real estate. Also serving Fort Lauderdale real estate, Broward County, Weston, Plantation, Miramar and Hollywood Beach Florida

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David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 954-651-0200.



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Unique and Luxury Homes: Pembroke Pines, Cooper City and Davie Florida home buying, real estate listings, and homes for sale in Broward County, FL
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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Pembroke Pines, Cooper City and Davie area REALTORS®, it's our job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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David and Denise Ditman, REALTOR®, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Denise Ditman
Keller Williams

2000 NW 150th avenue
Pembroke Pines, FL. 33028
Denise Cell: 954-651-0200
David Cell: 954-651-0221
Office: 954-237-0400
Fax: 954-442-0092
Email: DDitman@NUMBER1EXPERT.com
Email: Ditman@DitmanGroup.com

David & Denise Ditman offer years of experience, a successful track record and cutting edge marketing to turn your real estate goals into reality. Whether buying, selling, renting or investing, they are your number 1 experts in Broward County specializing in residential, single family homes, new construction, luxury estates, waterfront properties, resales, relocation, acreage, condominiums, town homes, villas, and investment properties. Because David and Denise want clients for life not just sales for today, they offer personalized service. They treat each client as a member of their own family with trust, loyalty and friendship. They listen to their clients and then find the best choices for them, negotiate the best terms and guide them through the maze of financing, contingencies, disclosures, title work and escrow. The Ditman’s want their clients to truly feel that they are their Realtors for Life! (Military, Police and Fire Fighter Discount) In appreciation for the ultimate sacrifice and continuing commitment made by the US active-duty armed forces, National Guard and Reservists of every branch of service, along with Military Veterans, Police and Fire Fighter professionals, I am pleased to extend a real estate commission discount of 10%. The 10% rebate applies to the total amount of commission I earn at settlement.

Equal HousingMLSREALTORRELO


Keller Williams real estate and homes for sale in Pembroke Pines, Cooper City and Davie Florida


You can find great local Pembroke Pines, Florida real estate information on Localism.com David & Denise Ditman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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NUMBER1EXPERTS™ for Pembroke Pines real estate and homes for sale, Cooper City and Davie, Florida. Also serving Fort Lauderdale real estate and Broward County homes for sale, Weston, Plantation, Miramar and Hollywood Beach Florida - West Broward County Luxury Homes Sales
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