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National Listings Databases: Pembroke Pines, Cooper City and Davie Florida home buying, real estate listings, and homes for sale in Broward County, FL

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation.

Remember: As top Pembroke Pines, Cooper City and Davie area REALTORSŽ, it's our job to know more about a property than any web site. Make sure you have the most current information!

First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Q	What does "contingency" mean in real estate?
A	A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence."
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David and Denise Ditman, REALTORŽ, real estate agents and broker for Pembroke Pines, Cooper City and Davie Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

David and Denise Ditman
Keller Williams
2000 NW 150th avenue
Pembroke Pines, FL. 33028
Denise Cell: 954-651-0200
David Cell: 954-651-0221
Office: 954-237-0400
Fax: 954-442-0092
Email: DDitman@NUMBER1EXPERT.com
Email: Ditman@DitmanGroup.com
David & Denise Ditman offer years of experience, a successful track record and cutting edge marketing to turn your real estate goals into reality. Whether buying, selling, renting or investing, they are your number 1 experts in Broward County specializing in residential, single family homes, new construction, luxury estates, waterfront properties, resales, relocation, acreage, condominiums, town homes, villas, and investment properties. Because David and Denise want clients for life not just sales for today, they offer personalized service. They treat each client as a member of their own family with trust, loyalty and friendship. They listen to their clients and then find the best choices for them, negotiate the best terms and guide them through the maze of financing, contingencies, disclosures, title work and escrow. The Ditmans want their clients to truly feel that they are their Realtors for Life! (Military, Police and Fire Fighter Discount) In appreciation for the ultimate sacrifice and continuing commitment made by the US active-duty armed forces, National Guard and Reservists of every branch of service, along with Military Veterans, Police and Fire Fighter professionals, I am pleased to extend a real estate commission discount of 10%. The 10% rebate applies to the total amount of commission I earn at settlement.

You can find great local Pembroke Pines, Florida real estate information on Localism.com David & Denise Ditman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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